Open a Savings Account Near Me – Equitas Bank Branch Locator

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Are you searching online for a savings account near me that offers good interest rates, easy account opening, and helpful customer service? If yes, Equitas Small Finance Bank might be the right place for you. With a wide network of branches and digital banking options, Equitas makes it simple for you to open a savings account without stress. Whether you’re opening your first bank account or looking for better features, Equitas Bank has savings options for everyone.

In this guide, we’ll walk you through everything you need to know about opening a savings account with Equitas Bank. We’ll also show you how to use their branch locator to find the nearest branch to open your account. Let's explore why Equitas Bank is becoming a preferred choice for people all across India.

Why Choose Equitas Bank for Your Savings Account?

Equitas Small Finance Bank is known for its customer-first approach and modern banking services. Though it’s a relatively new name compared to old public sector banks, it has built a strong reputation with its digital tools, customer care, and good interest rates on savings accounts.

Here are a few reasons why opening a savings account at Equitas Bank can be a smart choice:

1. High Interest Rates

One of the biggest benefits of a savings account with Equitas Bank is the attractive interest rate. While many traditional banks offer lower returns, Equitas provides competitive rates to help your savings grow faster.

2. Zero Balance Account Options

Don’t want to keep a minimum balance? No problem. Equitas offers zero balance savings accounts that are perfect for students, homemakers, and new earners.

3. Digital Account Opening

You don’t even need to visit a branch if you prefer convenience. Equitas allows you to open a savings account online in just a few minutes with minimal documentation.

4. Wide Branch and ATM Network

For those who prefer physical banking, Equitas Bank has branches and ATMs across many cities and towns in India. With the help of the branch locator tool, you can easily find a branch near you.

5. Safe and Secure

Equitas is a scheduled commercial bank regulated by the Reserve Bank of India (RBI). Your money is in safe hands and insured under DICGC up to ₹5 lakh.

Types of Savings Accounts at Equitas Bank

Equitas Bank offers different types of savings accounts to match different needs. Here’s a simple overview of what’s available:

1. Regular Savings Account

Ideal for anyone looking for a basic savings account. You get a passbook, ATM card, internet banking, and good interest rates.

2. Selfe Savings Account

A digital savings account you can open through your phone. It requires no paperwork and takes just a few minutes. Perfect for people who prefer mobile banking.

3. Salary Account

For salaried individuals. It includes zero balance requirement and additional benefits like free debit card and offers.

4. Senior Citizen Savings Account

Specially designed for people above 60 years. Comes with extra interest, priority service, and easy access.

5. Women’s Savings Account

Tailored for women, offering attractive discounts, insurance options, and rewards on spending.

Each account type comes with its own set of features, so you can choose one that suits your lifestyle.

Documents Needed to Open a Savings Account

Whether you visit a branch or open your account online, you’ll need a few basic documents:

PAN card

Aadhaar card or other government-issued ID

Address proof (if not on Aadhaar)

Mobile number

Make sure your documents are clear and up to date for a smooth account opening process.

How to Open a Savings Account at Equitas Bank

Opening an account with Equitas Bank is simple. You can either go online or visit a nearby branch. Here’s how you can do both:

Option 1: Online Process (Selfe Account)

Visit the official website or download the mobile banking app

Choose “Open Savings Account”

Complete your e-KYC using Aadhaar and PAN

Upload your documents and take a quick selfie

Your account will be ready in minutes

Option 2: Visit a Nearby Branch

Use the Equitas Bank branch locator tool

Find the nearest branch in your area

Carry your original documents and copyright-sized photo

Fill out the account opening form

Your account will be activated once the documents are verified

This is especially useful for people searching for a “savings account near me” where they can get personal help and advice.

What Is the Equitas Branch Locator?

Equitas Bank provides a helpful online branch locator tool that allows users to find the nearest branch or ATM in just a few seconds. Whether you're looking to open a new savings account or access services like cash deposit, cheque clearing, or ATM withdrawals, the locator tool can guide you.

Features of the Branch Locator:

Easy to use

Search by city, PIN code, or branch name

Provides full address and contact details

Shows working hours and available services

It’s especially helpful for people who prefer face-to-face service or live in areas where internet banking is less accessible.

Benefits of a Savings Account with Equitas Bank

Here are some more benefits of opening a savings account with Equitas:

1. Mobile and Internet Banking

You can check your balance, transfer money, and pay bills from your phone or computer, anytime.

2. Free Debit Card

Most accounts come with a free debit card that can be used at ATMs and for online shopping.

3. UPI and Wallet Services

Link your account with UPI apps like Google Pay, PhonePe, or Paytm for easy payments.

4. Bill Payments and Recharge

Pay electricity, gas, and water bills or recharge your mobile from the app itself.

5. Account Alerts and Statements

Get SMS and email alerts for every transaction. You can also download account statements from the app.

How to Manage Your Savings Account Smartly

Opening an account is just the first step. Here are some tips to manage it wisely:

Keep Track of Your Spending: Use the mobile app to check where your money is going.

Set Savings Goals: Decide how much you want to save every month.

Enable Auto Debit: Set up auto-debit for your bills to avoid late fees.

Avoid Overdrawing: Don’t spend more than what you have in your account.

Use Offers: Equitas offers discounts and cashback on debit card usage. Keep an eye on these deals.

How to Locate “Savings Account Near Me” Using the Equitas Tool

If you’re unsure where the nearest Equitas branch is, the branch locator tool will help you:

Open the Equitas Bank branch locator page

Enter your city or pin code

The tool will show all nearby branches and ATMs

Note the address, phone number, and timing

Visit the branch with your documents to open your account

This is perfect for people searching for savings account near me with a desire to open their account in person.

Who Can Open a Savings Account?

Anyone who meets the following criteria can open a savings account:

Indian resident

18 years or older (or with guardian for minors)

Valid government ID and address proof

Mobile number and email ID

For minors, senior citizens, or differently-abled individuals, Equitas has special account types to match their needs.

Frequently Asked Questions (FAQs)

1. Is there a charge to open a savings account?

No. Most savings accounts are free to open. However, some may require a minimum balance.

2. What is the interest rate?

Interest rates change from time to time. You can check with the nearest branch or online for the latest.

3. Can I open an account without visiting the branch?

Yes. With the Selfe Savings Account, you can open it online with your Aadhaar and PAN.

4. What if I lose my debit card?

You can block it immediately through the mobile app and request a new one.

5. Can I convert my regular account to zero balance?

Yes, subject to eligibility and terms. Visit your branch for help.

Conclusion

Opening a savings account at Equitas Small Finance Bank is a smart and simple choice. With attractive interest rates, easy account opening, and digital banking facilities, the bank offers something for everyone. Whether you’re a student, working professional, senior citizen, or homemaker, you’ll find an account that meets your financial goals.

If you're searching online for a “savings account near me,” Equitas Bank’s branch locator can guide you to the nearest branch in your area. From there, you can get personal help and open your account easily.

Start your savings journey today with Equitas. Enjoy better returns, convenience, and peace of mind with one of India’s most trusted small finance banks.

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OPEN A SAVINGS ACCOUNT NEAR ME – EQUITAS BANK BRANCH LOCATOR

Open a Savings Account Near Me – Equitas Bank Branch Locator